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90% - Maximum Loan Approval Rate based of Total Contract Price

Promo Rates
6.50% Above Prime; 6.80% Prime ; 8.50% Below Prime for 1 year to 2 years
7.00% Above Prime; 8.00% Prime ; 9.00% Below Prime for 3 years
8.50% Above Prime; 9.00% Prime for 4 to 5 years
7.00% fixed for 7 years (Above Prime and Prime) Promo rate

Estimated Bank Charges: 2% of Loan Amount

Requirements:
  1. Atleast (2) valid ID’s (Government Issued)
  2. Latest ITR for the last 2 years / Bank Account Statements
  3. Certificate of Employment / Job Contract with Salary Indication
  4. CENOMAR / Marriage Contract (whichever is applicable)
  5. Copy of Contract to Sell / Reservation Agreement (RROP)
  6. Duly signed and filled-up application form (Available in Bank Branch / Bank Website)
  7. Special Power of Attorney (if applicable) / Consularized SPA (if work’s based Abroad)
  8. Proof of billing under the name of Borrower/Attorney-in-Fact (AIF)

Bank Contacts: Juan Paolo P. Gingco
Email Address: jppgingco@unionbankph.com
Contact Number: (02) 7906-7266

Empire East Contacts:
Joyous Rivera Damondon - jrdomondon_loans@empire-east.com / 0999-2234856
Montessa Silva Bacsarpa - mcsilva_loans@empire-east.com / 0999-2234017
Paul Nazarene Barrion - pvbarrion_loans@empire-east.com / 0999-2234855